This insurance policy provides coverage while driving for any Transportation Network Company, like Uber or Lyft, as long as the app is turned on, even if a rider has not yet been accepted.

This endorsement offers coverage for drivers engaged in ridesharing activities. Ridesharing refers to using your own vehicle to transport passengers or property for a fee on behalf of companies like Uber or Lyft. The endorsement applies to the specified coverages during the time the driver is available for hire, until they accept a request for transportation services.

Essentially, these insurance policies provide coverage for the driver under a personal auto policy whenever the ridesharing company's insurance does not apply. Typically, the ridesharing company's insurance covers drivers once they are on the app and have accepted a ride.

RIDE SHARE INSURANCE