The reasons why you may have to carry a SR22 vary and can include:

Driving Under the Influence of Alcohol or Drugs
Too Many Tickets
Too Many At-Fault Accidents
Reckless Driving
Driving Without Insurance
Driving While Suspended

Who writes SR22 Insurance?

Several top-rated insurance companies offer SR22 Insurance. As an independent agent, we can compare rates from these providers to find the best price and coverage for your specific situation.

Is SR22 Insurance expensive?

Generally, yes, SR22 Insurance will cost more. Since you’re considered a higher risk, and insurance premiums are based on risk, your coverage will likely be more expensive than it was before you required the SR22.

What do I do with my SR22 certificate?

You don’t need to do anything yourself. Your insurance company will inform the appropriate departments on your behalf, as long as you continue to pay your premiums. If your coverage lapses, they will notify the state, and you will not be able to drive until your coverage is reinstated.

How long do I need to have an SR22?

It varies, but typically, you may be required to carry SR22 Insurance for a period of three years. It's best to check with your local agencies to understand the requirements for your specific situation.

Can I add an SR22 to my existing policy or do I need new insurance?

Some insurance companies may not accept drivers who need SR22 Insurance, so it's important to check with your agent. We can help you determine whether you need a new policy or if you can simply add SR22 coverage to your existing policy.

We can help you find a company that offers SR22 Insurance. While many dread needing one, we make the process quick and easy, and can even issue the policy over the phone so you can get back on the road. Call our office or request a quote online today.

I don’t even own a car! Why do I need SR22 insurance?

This is known as non-owner SR22 insurance. It covers the individual with a driver’s license rather than a specific vehicle. Since each state has different laws, be sure to consult with one of our agents to determine exactly what you need.

If you need an SR22 Insurance policy, reach out to our office and ask to speak with a licensed auto insurance agent. We’ll make the process quick and easy, providing you with multiple options from different companies and flexible payment plans. Contact us today!

SR22 INSURANCE